Successful investing is about much more than putting your money in stocks and shares. Initially you must decide what your future will look like, and then work backwards to understand what will be required to achieve these goals.
There are various ways to ensure your savings are working as hard as they possibly can for you, At Skybound Wealth we take the time to truly understand your aspirations for the future before formulating a strategy that will allow to achieve your goals in a timely manner and in line with your attitude to risk.
We will then make various recommendations, tailor-made to you, which may include any of the following:
Also known as the buy and hold strategy which is used to minimise fees and provide a long-term investment horizon. Passive managers generally believe it is difficult to out-think the market, so rather then attempting to outperform they try to match market or sector performance. Passive investing attempts to replicate market performance by constructing well-diversified portfolios of single stocks, which if done individually, would require extensive knowledge on particular sectors.
This form of investing takes a hands-on approach and requires that someone act in the role of fund/ portfolio. The goal of active money management is to beat the stock market’s average returns and take full advantage of short-term price fluctuations. It involves a much deeper analysis and the expertise to know when to pivot into or out of a particular stock, bond, or any asset.
Discretionary Fund Management is when an investment professional known as a Discretionary Fund Manager (DFM) builds and manages a portfolio of investments on your behalf. The managers take into account how much you have to invest, the level of risk you are prepared to take, your financial goals, and your tax position. Once the portfolio has been built, the Discretionary Fund Manager will make ongoing decisions about the portfolio using their own discretion.
At Skybound we are bound together by a common goal and our success relies upon the realisation of your investment goals. Our team of financial planners work alongside you to determine your financial goals and relate these to your time horizon. Your investments and your plan will be customised to your financial aspirations and investment profile.
Maintained by a Fund Manager, a Unit Trust typically allows you to invest in around 100 stocks and shares. Unit Trusts provide many other tax friendly benefits to investors.
Whilst investing in stocks (often referred to as Shares) has the potential to deliver higher returns than other investments such as bonds, there is significantly more risk involved. This risk is magnified when you have a large percentage of your investments tied up in a single stock. Investing in shares may be more suited to someone willing to accept medium or higher risk.
Simply put, a bond is a loan to a government or corporation. When you invest in a bond, you are lending money to the organisation that issued it. In return for the investment, the issuer delivers an agreed level of income in the form of a rate of interest. At an agreed date, the government or corporation will return the face value (the original issue price) of the bond, known as the maturity value.
You can reach us directly by calling us between the hours of 8:30am and 5pm at each of our respective offices and we will immediately assist you.
The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance. Investing in shares should be regarded as a long-term investment and should fit in with your overall attitude to risk and financial circumstances.
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK. Skybound Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Registered Office - MBP3, Meadowhall Business Park, Carbrook Hall Road, Sheffield, S9 2EQ. Registered Number 04479650, England. Financial Conduct Authority Number 217994.
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk. Neither Skybound Wealth Management Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.
